Xpay

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xPay is a powerful, end-to-end cross-border payment, billing, and sales operations solution tailored for businesses, especially SaaS and e-commerce companies, operating out of India, Singapore, and the US. It enables seamless acceptance of global payments across 150+ countries and 100+ currencies with high success rates (up to 95%) and integrated compliance. xPay streamlines complex international payment flows by offering features like global subscription collection (unique for Indian gateways), automated sales tax compliance, virtual foreign bank accounts for collections (USD, GBP, CAD), and automated FIRC generation, making global expansion effortless and compliant for merchants.
Cross-border payment, billing, and sales ops solution for global expansion.
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xpaycheckout.com/
Xpay website screenshot
What is Xpay?

Cross-border payment, billing, and sales ops solution for global expansion.

xPay is a powerful, end-to-end cross-border payment, billing, and sales operations solution tailored for businesses, especially SaaS and e-commerce companies, operating out of India, Singapore, and the US. It enables seamless acceptance of global payments across 150+ countries and 100+ currencies with high success rates (up to 95%) and integrated compliance. xPay streamlines complex international payment flows by offering features like global subscription collection (unique for Indian gateways), automated sales tax compliance, virtual foreign bank accounts for collections (USD, GBP, CAD), and automated FIRC generation, making global expansion effortless and compliant for merchants.

Core Features
95%+ Success Rate on International Payments
Automated Sales Tax Compliance (100+ geographies)
Global Subscription Collection (India’s only gateway)
Virtual US/Foreign Accounts for Collection (USD, GBP, CAD)
International Payment Gateway supporting 40+ local methods
Automated FIRC (Foreign Inward Remittance Certificate) generation
Popular Use Cases
  • SaaS companies collecting recurring subscriptions globally without setting up foreign entities.
  • E-commerce businesses managing complex billing, tax, and payment needs across borders.
  • Edtech platforms offering flexible payment options (BNPL) to global students.
  • Accepting high-success-rate payments in markets traditionally challenging for global gateways (e.g., Pakistan and Bangladesh).
  • Indian enterprises scaling efficiently by consolidating all global payment methods into one integration.
Feature Comparison
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How to use
  • Businesses can start by integrating xPay’s end-to-end checkout solution to accept global cards
  • wallets
  • and bank transfers. Alternatively
  • businesses without a development team can create payment links instantly to collect funds. Indian entities can set up virtual accounts to collect payments in major foreign currencies (USD
  • GBP
  • CAD) and have funds settled compliantly in INR. Users can also utilize the sales tax autopilot feature by simply flipping a switch to automate tax collection and remittance globally. The platform provides a dashboard for accessing tools and compliance documents like FIRC.
Pricing
Xpay uses a freemium pricing model. Pricing and features may change over time.
Free
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Pro
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